Toyota Tacoma Hybrid vs gas: fuel cost and break-even
At US-average prices the hybrid (23 MPG combined) saves about $239 a year over the gas version (21 MPG) at 13,500 miles a year. The hybrid costs about $4,520 more (same trim and drive, e.g. LIMITED 4WD), so it pays for itself in about 18.9 years.
Gas · 21 MPG
$2,753
per year, US average
Hybrid · 23 MPG
$2,513
per year, US average
Hybrid saves
$239
per year
Pays back in
18.9 years
for a $4,520 higher price
Work out your own break-even with your state, miles and the actual price difference
Yearly savings by state
| Your state | Gas, $/gal | Hybrid saves / year | Pays back in |
|---|---|---|---|
| California | $6.03 | $337 | 13.4 yr |
| Hawaii | $5.61* | $313 | 14.4 yr |
| Alaska | $5.60* | $313 | 14.4 yr |
| Washington | $5.33 | $298 | 15.2 yr |
| Oregon | $4.81* | $269 | 16.8 yr |
| Nevada | $4.69* | $262 | 17.2 yr |
| Idaho | $4.60* | $257 | 17.6 yr |
| Montana | $4.58* | $256 | 17.7 yr |
| Utah | $4.58* | $256 | 17.7 yr |
| District of Columbia | $4.53* | $253 | 17.9 yr |
| Arizona | $4.51* | $252 | 17.9 yr |
| Pennsylvania | $4.42* | $247 | 18.3 yr |
| North Dakota | $4.35* | $243 | 18.6 yr |
| Maryland | $4.33* | $242 | 18.7 yr |
| New York | $4.31 | $241 | 18.7 yr |
| Wisconsin | $4.31* | $241 | 18.8 yr |
| Delaware | $4.31* | $241 | 18.8 yr |
| Connecticut | $4.29* | $240 | 18.8 yr |
| Vermont | $4.29* | $240 | 18.9 yr |
| Wyoming | $4.29* | $240 | 18.9 yr |
| Colorado | $4.27 | $239 | 18.9 yr |
| Maine | $4.27* | $239 | 18.9 yr |
| Rhode Island | $4.26* | $238 | 19.0 yr |
| South Dakota | $4.25* | $237 | 19.0 yr |
| Nebraska | $4.22* | $236 | 19.2 yr |
| Massachusetts | $4.20 | $235 | 19.2 yr |
| Minnesota | $4.18 | $234 | 19.3 yr |
| Illinois | $4.17* | $233 | 19.4 yr |
| Kentucky | $4.17* | $233 | 19.4 yr |
| New Jersey | $4.17* | $233 | 19.4 yr |
| West Virginia | $4.15* | $232 | 19.5 yr |
| New Hampshire | $4.14* | $232 | 19.5 yr |
| Iowa | $4.10* | $229 | 19.7 yr |
| Michigan | $4.08* | $228 | 19.8 yr |
| Kansas | $4.07* | $228 | 19.8 yr |
| Ohio | $4.05 | $226 | 20.0 yr |
| Tennessee | $4.05* | $226 | 20.0 yr |
| Indiana | $4.03* | $225 | 20.0 yr |
| Oklahoma | $3.99* | $223 | 20.3 yr |
| Florida | $3.98 | $223 | 20.3 yr |
| Missouri | $3.98* | $223 | 20.3 yr |
| North Carolina | $3.95* | $221 | 20.5 yr |
| New Mexico | $3.91* | $219 | 20.7 yr |
| Virginia | $3.84* | $215 | 21.1 yr |
| Arkansas | $3.79* | $212 | 21.3 yr |
| Louisiana | $3.77* | $210 | 21.5 yr |
| Mississippi | $3.76* | $210 | 21.5 yr |
| Alabama | $3.75* | $209 | 21.6 yr |
| South Carolina | $3.72* | $208 | 21.7 yr |
| Texas | $3.70 | $207 | 21.8 yr |
| Georgia | $3.67* | $205 | 22.0 yr |
* estimated: EIA publishes weekly prices for 9 states; for the others we adjust the regional weekly price by how the state compared with its region in EIA’s latest annual data. Gas prices: EIA, week of Oct 19, 2026. Electricity: EIA, August 2026.